Instant bank & UPI payouts
across 30+ banks - From
one unified API

Trigger single or bulk payouts, salaries and refunds in
seconds. No spreadsheets, no bank visits, no reconciliation
chaos.

Get started

Why thousands of merchants choose JPSL for instant disbursement

24 × 7 instant transfers (IMPS/NEFT/RTGS/UPI)

Bulk file upload

Real-time beneficiary validation

Scheduled payouts

Intelligent routing / auto-retry

Approval workflows

Transform finance ops: Faster, smarter, more secure.

Slash finance ops by 80%

Straight-through processing removes file-splits, OTP juggling and bank portals.

Delight every stakeholder

Instant customer refunds boost NPS
- On-time vendor settlements unlock credit
- Seamless payroll keeps your talent happy.

Own your data

Real-time ledger, downloadable GST-ready reports, webhook alerts and audit trails minimise compliance effort.

Control cash like a CFO

Queue when funds are low, schedule for float optimisation, and get unified visibility across all bank accounts.

Unlock effortless growth: Automate, optimize & scale every payout

Instantly integrate with your systems for zero-touch, real-time payouts—no manual uploads, no delays, total control.

Drag-and-drop unlimited Excel/CSV files and watch hundreds of payouts process in seconds—reclaim hours every week.

Automatically convert incoming settlements into outgoing payouts—eliminate manual top-ups and idle funds.

Send a secure payment link by SMS or email—recipients self-enter their details, cutting errors and support tickets.

Pre-book payroll, EMI disbursals, scholarships—or any repeat payment—so you never miss a deadline.

Auto-reroute through alternate banking rails during downtimes—achieve near-perfect success rates without lifting a finger.

Enforce custom approval workflows per amount slab—protect your bottom line and streamline governance.

AES-256 encryption, TLS 1.2+, PCI-DSS hosting and IP whitelisting—give stakeholders peace of mind around every payout.

Four steps to seamless, real-time disbursal.

Initiate

Upload file, call API or trigger via dashboard

Real-Time Validation

IFSC & beneficiary status checked instantly

Disbursal

Funds hit bank/UPI in seconds; queued if balance short

Live Tracking & Reports

Webhooks + dashboard timeline + downloadable reconciliation files

Tailored payouts for E-commerce, FinTech, logistics & more..

E-commerce & Marketplaces

COD & refunds, seller settlements

FinTech & Lending

Loan disbursals, EMI refunds

Gig & Logistics

Daily rider payouts, incentives

Enterprises

Vendor payments, expense reimbursements

Education

Scholarship disbursals, alumni refunds