What is the Jio Payment Solutions Ltd (JPSL) Verification Suite?

The Verification Suite is JPSL’s bank account validation solution that enables merchants to confirm account details directly through APIs or a dashboard. It supports real-time and asynchronous checks for payouts, compliance, and other financial processes — ensuring seamless and secure operations across digital payment services.

How does this solution benefit merchants?

Single and bulk validations: Handle one or multiple accounts at once. Name matching: Use fuzzy logic to check variations in account holder names. Multiple modes: Options like IMPS, UPI. Centralized tracking: View all validations in one dashboard.

What are the integration options available?

There are two main approaches: Dashboard: Ready-to-use interface for single or bulk validations, no coding needed. API-based: Simple REST calls with fast responses.

What platforms does the JPSL Verification Suite support?

The dashboard is web-based and accessible from any device. APIs can be integrated into web or mobile applications on Android, iOS, or other platforms.

Who can use the JPSL Verification Suite?

Any merchant requiring bank account validation can integrate it, including: Fintech platforms for payouts. E-commerce for refunds. Enterprises for vendor payments. Lenders for onboarding checks.

Will the merchant see the validation data?

Yes. All validation results — including status, name at bank, and fuzzy score — are recorded in the dashboard for complete transparency and control over merchant services and payouts.

Is a separate agreement required?

Yes. The Verification Suite is separate from other Jio Payment Solutions Ltd. (JPSL) services.

Is there a merchant dashboard provided?

Yes. The dashboard includes: Validation lists with filters (e.g., by date, status). Single validation forms. Bulk upload templates and processing. Detailed views for each request.

What support does Jio Payment Solutions Ltd. (JPSL) offer during integration?

JPSL provides: API specification documents. Technical setup guidance for APIs and dashboard. Dedicated team for onboarding and UAT. Issue resolution matrix for post-go-live support.

What is the pricing model?

Pricing is based on usage (e.g. per validation request). Monthly invoices are issued with terms as per the agreement. Contact JPSL for volume-based details.

How does the merchant raise a complaint or request data?

Merchants can reach out through the established escalation matrix for technical issues. For ad-hoc reporting, email the JPSL support at merchant.support@jiopay.in.

What validation modes are supported?

Penny drop: IMPS for test transactions. Penniless: UPI for checks without transactions.

Bank Account Verification API Suite | Jio Payment Solutions

How It Works

Step 1

Sign Up

Onboard quickly with JPSL and receive your API keys or dashboard login.

Step 2

Connect

Integrate the lightweight Bank Validate API or simply upload files on the Jio Payouts Dashboard.

Step 3

Verify & View Results

Get instant or near-real-time responses with fuzzy-logic based name matching and downloadable reports.

Why choose the Jio Payment Solutions Ltd. Verification Suite?

Seamless Integration

Easy API for custom setups.

Single/Bulk Processing

Handle thousands of accounts effortlessly.

Fraud Reduction

Catch mismatched names & stop fake beneficiaries.

Regulatory Compliant

Designed to meet RBI/KYC requirements.

Real-time Status & Reporting

Track everything in one place.

Flexible Modes

Penny-Drop, Penniless UPI, Reverse, Reverse-Intent.

Who It’s For / Key Use Cases

Onboarding

Verify user or agent accounts during sign-up.

Payout Setup

Check beneficiary details before transfers.

KYC Compliance

Meet regulatory name-match rules.

Refunds

Ensure refunds go to the right account.

Vendor Management

Validate supplier accounts at scale.

Fraud Prevention

Reduce risk of invalid or spoofed accounts.

Product Form Factors

Jio Payouts Dashboard

Ready-to-use UI for single & bulk validation. No coding required.

Validate single accounts or upload bulk files
Download detailed reports

Direct API

Built for developers

Penny-drop verification
Pennyless verification
Simple REST calls with fast responses

Still have questions?

Jio Payment Solutions Ltd (JPSL) Business is a payment aggregator and gateway provided by Jio Payment Solutions Limited (formerly known as Reliance Payment Solutions Ltd.), a subsidiary of Jio Financial Services Limited (JFSL) (formerly known as Reliance Strategic Investments Ltd.). It is a comprehensive business application designed to empower merchants with seamless payment solutions. It provides secure digital payment services, including online payments, offline payments, QR code payments, and UPI payments, enabling businesses to manage collections and payouts efficiently. With JPSL Business, businesses can streamline their payment operations and provide a seamless payment experience to their customers.

The JioPay Business App is designed for retailers, merchants, and businesses to accept and manage payments seamlessly. It acts as an all-in-one online payment platform where merchants can perform payment processing activities like accepting payments, viewing past transactions, issuing refunds, editing their profile and much more. The app ensures fast, reliable, and secure transactions for both online and offline payments

To download the JioPay Business App, follow these steps:
1. Open the Google Play Store app on your phone.
2. Search for "JioPay Business" and select it.
3. Tap "Install" to download and install the app.
4. Start using JPSL's digital payment services for online payments and offline payments.
Alternatively, download the JioPay Business App directly from: https://play.google.com/store/apps/details?id=com.jiopay.business
Note: The JioPay Business App is available for Android devices on the Google Play Store.

At the time of login to the JPSL Business App/Dashboard, click on “Forgot Password” and follow the instructions indicated to reset your password. This ensures safe access to your account and uninterrupted use of JPSL’s payment solutions and merchant services

If you are unable to log in to the JPSL Business App or Dashboard, try the following:
1. Check your internet connection: Ensure you have a stable internet connection by switching between Wi-Fi and mobile data.
2. Reinstall the app: Uninstall the JioPay Business App and reinstall it to ensure you have the latest version.
3. Verify your username and password: Double-check that you are entering the correct credentials. Use the "Forgot Password" option if you need to reset your password.
If the login issues persist, kindly contact merchant.support@jiopay.in for further assistance. Our team ensures uninterrupted access to secure payment gateway services and online payment platforms.

If the JPSL Business App is crashing on your phone, try the following steps:
1. Check your internet connection: Ensure you have a stable internet connection by switching between Wi-Fi and mobile data.
2. Delete and reinstall the app: Uninstall the JioPay Business App and reinstall it to get the latest version.
3. Check phone software updates: Make sure your phone's software is up to date by checking for available updates.
If the app still crashes, contact merchant.support@jiopay.in for assistance. Our team will help you restore access to payment solutions and merchant services.

Bank Account Validation